Pros & Cons: Private Pay or Health Insurance?

Hi, I’m Dr. Laura. You’ve decided to attend therapy to address your concerns but now have a new decision: do I use health insurance or pay “out of pocket” (or private pay)? This blog is dedicated to walking you through common pros and cons to guide you in making the best decision for your needs and circumstances.

Now, let’s take a  look at the pros/cons of in-network (e.g. therapy processed and covered by your insurance) and out-of-network services (e.g. commonly referred to as “private pay.”)

What is Mental Health Stigma?

The latest reports on rates of mental health occurrences suggest that 20-25% of the world’s population will require support for a mental health condition (WHO, 2020). However, mental health stigma maintains itself as one of the largest societal and personal barriers to mental health services.